R-Wallet / Railway Wallet by Indian Railway Details
R-Wallet is a digital wallet service launched by the Indian Railways Catering and Tourism Corporation (IRCTC). It’s a convenient payment option for customers who frequently book train tickets and other services through the IRCTC website. The R-Wallet allows users to deposit money into their IRCTC account and use it to pay for their bookings, rather than having to enter their payment details every time they make a reservation. This can save time and make the booking process more streamlined. To use the R-Wallet service, customers must create an account on the IRCTC website and link it to their R-Wallet. They can then add money to their wallet using various payment options such as credit/debit cards, net banking, or mobile wallets.
- Similarities / Difference of R-Wallet and E-Wallet
- Steps to Create R-Wallet Account
- Steps to Recharge R-Wallet Account
- FAQs
Similarities / Difference of R-Wallet and E-Wallet
R-Wallet and E-Wallet : Similarities
- Both R-Wallet and e-wallet services provided by IRCTC allow users to make digital payments.
R-Wallet and E-Wallet : Difference
- The terms “R-Wallet” and “e-wallet” are often used interchangeably by IRCTC, but they can refer to slightly different things. Main difference are following.
| R-Wallet | E-Wallet |
| R-Wallet is a specific digital wallet service provided by IRCTC that is primarily designed for railway-related transactions. It allows users to deposit money into their IRCTC account and use it to pay for train tickets, meals, and other services offered by the Indian Railways. | E-wallet is a more general term that refers to any digital wallet that can be used for various online transactions, such as purchasing goods and services, paying bills, and booking travel tickets. IRCTC also provides an e-wallet service that can be used for similar transactions on their website. |
| The R-Wallet is more focused on railway-related transactions | The e-wallet is a more general-purpose digital wallet |
Steps to Create R-Wallet Account
To create an R-Wallet account, we must first create an account on the IRCTC website. Once we have created an account, we can log in and click on the “IRCTC e-wallet” option on the home page to create our R-Wallet account.
- Visit the IRCTC website at www.irctc.co.in and log in to your account.
- Click on the “IRCTC e-wallet” option under the “IRCTC Tourism” section on the homepage.
- Click on the “Register” button to create a new e-wallet account.
- Fill in your personal details like name, email address, mobile number, and address.
- Create a password for your e-wallet account and select a security question.
- Agree to the terms and conditions and click on the “Submit” button.
- Your Railway wallet account will be created, and you can start using it to book train tickets, pay for food orders, and more.
Note: You can add money to your Railway wallet using a debit card, credit card, or net banking. Make sure to complete your KYC verification to increase your wallet limit and unlock more features.
Steps to Recharge R-Wallet Account
Here is the steps to Recharge R-Wallet
- Step 1 – Click on the R-wallet icon on UTS APP
- Step 2 – Click on Recharge Wallet
- Step 3 – Enter the amount you to want to recharge
- Step 4 – Make payment using UPI, net banking, credit card or debit card.
- Step 5 – Complete the process and money gets added to your R-Wallet.
OR
To recharge your Railway wallet or IRCTC e-wallet, you can follow the below steps also.
- Log in to your IRCTC account on the website or mobile app.
- Click on the “IRCTC e-wallet” option under the “IRCTC Tourism” section on the homepage.
- Enter the amount you want to recharge and click on the “Add Money” button.
- Choose your preferred payment method from debit card, credit card, or net banking.
- Enter the necessary payment details and confirm the transaction.
- Once the payment is successful, the amount will be added to your Railway wallet account.
Note: You can also set up auto top-up for your Railway wallet to ensure that you always have sufficient balance for your bookings.
FAQs
✅ What is R-Wallet?
- R-Wallet or Railway Wallet is a digital wallet service launched by the Indian Railways Catering and Tourism Corporation (IRCTC) that allows users to deposit money into their IRCTC account and use it to pay for train tickets, meals, and other services offered by the Indian Railways.
✅ How can we create an R-Wallet account?
- To create an R-Wallet account, we must first create an account on the IRCTC website. Once we have created an account, we can log in and click on the “IRCTC e-wallet” option on the home page to create our R-Wallet account.
✅ How do I add money to my R-Wallet account? / What option are available to recharge my Railway wallet (R-Wallet)
You can charge your Railway wallet or R-Wallet through website or across the counter. You can add money to your R-Wallet account using various payment options such as credit/debit cards, net banking, or mobile wallets.
- R-wallet can be recharged at any UTS counter, just by giving your registered Mobile number.
- R-Wallet can also be recharged through internet using the website “www.utsonmobile.indianrail.gov.in”.
✅ Can I use R-Wallet for any other purpose besides booking train tickets?
- No, R-Wallet can only be used for transactions related to Indian Railways, such as booking train tickets, meals, and other services offered by the Indian Railways.
✅ Is there any limit on the amount of money I can add to my R-Wallet account?
- Yes, there is a limit on the amount of money you can add to your R-Wallet account. Currently, the maximum amount you can add to your R-Wallet account is Rs. 10,000.
✅ Is R-Wallet secure?
- Yes, R-Wallet is a secure digital wallet service that uses industry-standard encryption and security measures to protect user data and transactions.
✅ How much amount can be recharged in my R-wallet?
- You can charge your R-Wallet starting from Rs.100/- (minimum amount) and its multiple, upto Rs.10,000/- (maximum amount).
✅ What is the minimum balance to be maintained in my R-Wallet?
- There is no condition of minimum balance. However to book a ticket, amount equivalent to the ticket fare should be available in R-wallet.
✅ Can I change the mobile number and still use the same R-Wallet balance?
- No. R-wallet balance is non-transferable. You can either surrender the R-Wallet or you may exhaust the balance by purchasing tickets.
✅How to surrender R-Wallet?
You can surrender your R-Wallet by the following steps:
- Use option “Profile” to see the Surrender Wallet (SW) option and confirm to “Surrender Wallet”. A code will be generated. Thereafter, you shall approach any UTS counter and provide your register mobile no. as well as the code generated for refund. The balance in the R-Wallet will be refunded to you, after deducting the clerkage charge of Rs.15/-
- E-Wallet for Train Ticket Booking
- UTS Mobile Application
- IRCTC Mobile Applications ~ Download Online
